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Frictionless card checkout
Your customers pay in a secure checkout. Processing: 2.9% + US$0.30; international cards +1.5%. We confirm the sale and send the receipt.
Create your link, publish your products, and start selling with nothing due up front. You only pay a fee when you sell.
Three clear steps so your customer pays fast and you get paid without friction.
Publish a service, digital product, or subscription in minutes. Add price, description, and share your link.
We receive the payment, record the transaction, deduct the fee, and handle the operation behind it.
After each successful sale, we calculate what you’re owed and send it to your available payout method.
5% + US$0.20
Onflay fee per successful transaction
Stripe charges card processing separately: 2.9% + US$0.30 per sale. International cards: +1.5%.
How we operate
As Merchant of Record, we handle payments, tax compliance, receipts, claims, and payouts — so you don’t have to stitch together multiple tools.
Your customers pay in a secure checkout. Processing: 2.9% + US$0.30; international cards +1.5%. We confirm the sale and send the receipt.
Onflay operates as the official merchant: we handle tax compliance, receipts, claims, and the full charge operation.
We consolidate sales, fees, and movements in one place so you can see your real margin without spreadsheets.
We calculate, collect, and report sales tax based on the buyer’s jurisdiction.
Support built for creators, professionals, and digital businesses in Latin America.
We handle chargebacks, claims, and refunds so you don’t have to deal with the processor directly.
Comparison
We compare typical costs of tools, operations, and time for growing digital businesses.
Percentage deducted from each successful sale
DIY stack
Variable rate + processor costs
Debit and credit ready. In LATAM, the alternative is often bank transfers: slow and without instant confirmation.
DIY stack
Bank transfer or extra integration
The actual processor cost per sale. International cards add a surcharge.
DIY stack
Hidden or variable
Charge only in US dollars, with no hidden extra FX costs
DIY stack
+ 0.5% — 1%
VAT, withholdings, and automated tax compliance
DIY stack
+ US$200 — US$5,000/mo
Automatic review of suspicious transactions
DIY stack
+ 0.5%
Smart retries to save sales that didn’t go through
DIY stack
Variable fee
Dashboard with sales, revenue, and real-time performance
DIY stack
+ US$20 — US$500/mo
Human support for LATAM creators and businesses
DIY stack
Not always available
If your operation moves high monthly volume, we can structure a custom rate based on your case, risk, and payment flow.
Included benefits
Let’s talk about your operation
Tell us your estimated monthly volume and we’ll reply with a custom proposal in under 24 hours.
Talk to salessupport@onflay.com · reply in under 24h